You must select one option from the medical choices available with your first 31 days after hire.
Medical Plan Choices:
- Kaiser 10/20 plan
- Kaiser Maintenance Plan plan (available ONLY to part-time employees)
- Moda PPO 400 Plan
- Moda Major Medical Plan (*not available to full-time Local 88 or JCSS)
- If you have other medical insurance, you can decline enrolling in County-provided medical coverage and receive a payment. An Opt-out Affidavit webform is required, and you can still enroll in dental coverage.
Prescription drug coverage is included with all medical plan options except Opt-Out.
Vision coverage is included with Moda PPO 400 and Kaiser Permanente plans only.
Dental Plan Choices:
- Kaiser Dental 15 Plan
- Delta Dental 50 Plan
- Willamette Dental Group Plan
- Decline Dental Coverage (there is no refund associated with this choice)
If you do not enroll in medical or dental plan using Workday within your first 31-days you will be enrolled in the following plan:
- Full-time Local 88 & JCSS employees - Moda PPO 400 Plan and the Delta Dental 50 Plan with employee-only coverage.
- Full-time MCCDA employees: Moda Major Medical PPO Plan and the Delta Dental Plan with employee-only coverage
- Three-quarter-time employees – Moda Major Medical Plan with employee-only coverage.
- Half-time employees – Moda Major Medical Plan with employee-only coverage.
There will be no opportunity to change this default enrollment until the next annual open enrollment period or recognized family status change.
Permanent full-time and part-time employees and their eligible dependents are eligible for County-sponsored health plan coverage. Part-time employees work .5 FTE to .79 FTE or 20 to 31.9 hours per week. All employees are subject to premium sharing for elected coverage. The amount of your premium sharing is based on the plan choice you make and the number of family members you elect to enroll.
- Your legal spouse or domestic partner: To enroll a spouse or domestic partner, an employee must also complete an Affidavit of Marriage/Domestic Partnership form. County benefit plans are structured under IRS regulations. Enrollment of a Domestic Partner creates a tax event for the employee that reduces take-home pay.
- Children who are under age 26 and are the employee's biological child, step-child, adopted child*, child in employee's custody pending adoption*, a child for whom employee is required by court order to provide coverage, child for which the employee is a court appointed legal guardian* (up to the age of majority, or age specified by the court), or biological/adopted child of domestic partner. *Copies of legal documents/adoption/placement for adoption must accompany enrollment form.
IMPUTED INCOME TAX FOR NON-IRS ELIGIBLE DEPENDENTS: The County allows coverage of a broader range of family members than the IRS recognizes as tax eligible dependents. If you enroll a non-IRS eligible dependent (such as a domestic partner or child of a domestic partner), you will be required to pay tax on the value of that non-IRS eligible dependent’s coverage. This is referred to as an imputed income tax. If you have questions about the amount of additional tax you would pay for the coverage of a non-IRS eligible dependent, please contact the Employee Benefits Office for an estimate.
Opting-Out of Medical Coverage
If you don't enroll in a County medical plan, i.e. opt out, you can receive an payment as long as you have other coverage. An Opt-Out Affidavit is required.
Opt-Out Incentive monthly amounts:
- Full-time employees - $250.00
- Three-quarter time employees - $187.50
- Part-time/Half-time employees - $125.00
You can still enroll in a dental plan, but there is no payment for opting-out of dental coverage.
You are not eligible for an Opt-Out payments during any period you are in unpaid status.
How To Sign Up
New employees must enroll in their medical and/or dental plan using Workday within 31 days of hire date. Failure to submit an enrollment form during this period will result in Default Enrollment for the employee.
COVERAGE BEGIN DATE: Medical and Dental Plan coverage begins on the first of the month following enrollment except if the first day of the month is a working day, and is also your initial working day, and enrollment is completed on or before that date, coverage becomes effective on the first.
Mid-Year Plan Changes
You are responsible to report eligibility changes for enrolled family members due to:
- additions to the family (by marriage, birth, etc.),
- dependents that are no longer eligible for coverage (divorce, end of domestic partnership, etc.).
- When requesting coverage cancellation of a spouse or domestic partner due to a divorce or end of a domestic partnership, a Termination of Marriage/Domestic Partnership Affidavit form must also be completed.
- When you have such an event, regardless of when you report the eligibility change, the former spouse’s coverage is terminated retroactive to the end of the month in which the divorce was final; the former domestic partner’s coverage is terminated retroactive to the end of the month in which the partnership dissolved.
Failure to report these changes may result in the employee being billed for benefits used by the former spouse/partner after the date of divorce/dissolution.
The County allows employees a 60-day period to report the addition of a new dependent, or the cancellation of coverage for ineligible dependents. However, we encourage employees to provide this notification as soon as possible.
- Failure to request enrollment of a new dependent during this 60-day period will mean you cannot enroll the dependent until the next annual open enrollment.
- Failure to report an ineligible dependent within 60 days of the eligibility loss event may result in the County recovering the cost of claims paid on behalf of that dependent during the period of ineligibility. The termination of coverage will be based on the date of the event causing coverage loss – not the date the event is reported.
IMPORTANT NOTE: Federal COBRA (the opportunity to continue coverage for a former de-pendent by paying the entire premium) regulations require an employee to report a dependent’s loss of eligibility within 60 days of the eligibility loss event. Failure to report eligibility loss during this 60-day period causes a forfeiture of the terminated dependent’s COBRA rights.