
Open Enrollment is Coming!
Starting on: Wednesday, October 22nd
Ending: Wednesday, November 12th
Open enrollment is your annual opportunity to add or remove dependents and/or change your insurance plans for the upcoming year.
Changes made during this period are effective on January 1, 2026.
Plan Comparison Charts for 2026
- Document2026 Medical Plan Comparison Chart (165.59 KB)
- Document2026 Dental Plan Comparison Chart (90.64 KB)
- Document2026 Kaiser Senior Advantage Plan Summary.pdf (221.22 KB)
2026 Medical/Dental Costs
- Document2026 Retiree Medical and Dental Costs (159.98 KB)
- Document2026 Retiree Medical and Dental costs - ONA (161.89 KB)
Open Enrollment Forms
- DocumentOE 2026 Retiree Enrollment Change Form (207.6 KB)
If adding a Spouse/Domestic Partner you must submit an:
DocumentAffidavit of Marriage-Domestic Partnership (325.8 KB)
2026 Plan Changes
Premium Cost Changes:
- Moda Medical Plans: +9.8%
- Kaiser Medical Plans: +7.7%
- Kaiser Senior Advantage: +6.7%
- Delta Dental 50: +8.3%
- Kaiser Dental 15: +8.4%
- Willamette Dental: +2.5%
Moda Medical Plans:
- Naturopathic claims will be processed the same as a primary care provider, regardless of if the provider is credentialed as a primary care provider.
- Physical therapy no longer requires a medical necessity review after the member has more than 30 visits.
- Moda Major Medical Plans return to Medicare Part D creditable coverage status. This is relevant for retirees and dependents who are or will become Medicare eligible during the 2026 plan year.
Kaiser Medical Plans:
- No significant benefit or eligibility changes
Kaiser Senior Advantage (KSA):
- Prescriptions - insulin products: The cost share will change from $35 per month or applicable tier cost share to 25% (up to $35 max per month) or applicable tier cost share.
- Medicare will have a $2,100 prescription (Part D) maximum out-of-pocket. Multnomah County's KSA plan has very low co-pays for prescription drugs, so it is highly unlikely that any retirees will be impacted by this change.
Moda Delta Dental Plan:
- Adding coverage for Cone beam x-rays (excluding images related to TMJ). These images are usually in conjunction with implants or root canal treatment.
- Teledentistry.com will be added to the Delta Dental provider network. Teledentistry.com provides 24/7 access to virtual dental care. Members can get consultations, prescriptions and referrals.
Kaiser Dental Plan:
- Coverage for routine fillings will be expanded to include amalgam (silver), glass ionomer, and composite (tooth-colored) fillings on both posterior and anterior teeth. Currently, coverage for routine fillings is limited to amalgam (silver) or glass ionomer fillings on posterior teeth and composite (tooth-colored) fillings on anterior teeth.
- The cost share for nitrous oxide for members ages 0 to 12 will increase from $0 to $25 to match the cost share for members age 13 and older.
Willamette Dental Plan:
- No significant benefit or eligibility changes
Questions?
503-988-5651
Multnomah County Retiree Benefits
501 SE Hawthorne Blvd, Suite 320
Portland, OR 97214