
The County provides Basic Life Insurance at no cost to you!
If you would like additional coverage, you can apply anytime for Supplemental Life Insurance for up to $500,000 for yourself and up to $500,000 for your spouse/domestic partner.

Note: If you apply following a qualifying life event*, you are guaranteed coverage for up to $200,000 for yourself and $50,000 for spouse/domestic partner. For more than this amount, The Standard requires a medical questionnaire and will approve or deny.
How to apply:
- Apply using the Workday Benefits and Pay Hub. Change Benefits> Supplemental Life Enroll/Cancel > use today's date > then make your desired changes and submit!
- Costs will be deducted post-tax from your paycheck semi-monthly basis.
- You can apply any time, not just during open enrollment.
- The minimum coverage amount starts at $30,000.
Detailed information can be found in the:
- Supplemental Life Plan Highlights.pdf
- Document
- DocumentEvidence of Insurability FAQ (130.97 KB)
Beneficiaries
- Add or change your beneficiaries anytime in Workday using this Quick Resource Guide.
- Also see our Beneficiary Resource Guide for more details on estate planning.
Annual Open Enrollment Increase Opportunity
- For employees with existing supplemental life insurance policies under $200,000 there is a special opportunity during the annual Open Enrollment period.
- You may increase self-paid Supplemental Life Insurance by up to $30,000 (in $10,000 increments) more than what you are enrolled in now, up to a maximum $200,000 total for yourself guaranteed (no medical questionnaire required).
- NOTE: Employees must have an already existing self-paid policy for this opportunity. Does not apply to new policies, or spouse/domestic partner policies.
- You can apply for life insurance at any time throughout the year up to $500,000. However, any new enrollments or increases more than those described above require Evidence of Insurability (medical questionnaire - subject to medical underwriting review by the Standard).
*Qualifying Life Events - Guarantee Issue Opportunities:
- You are within your 31-day new hire period;
- Within the last 60 days, you have had a new qualifying life event, such as:
- a new marriage
- County or State domestic partner registration
- having a newly-qualifying domestic partnership as defined by MCPR § 1-10-040
- you have a new child through birth/adoption/placement
Continuing Your Life Insurance Post-Employment
When you leave County employment you can purchase the same level of life insurance coverage (or a lesser amount) directly from The Standard Insurance Company, at the group insurance rates. The Standard will send you a notice when applicable.