COBRA is a federal law that requires large employers (including Multnomah County) to offer employees and their families the opportunity to purchase continuing health care coverage when there is a COBRA qualifying event that would result in a loss of coverage in the County's health plan. Benefit plans subject to the COBRA mandate are the medical and dental plans offered by both Kaiser and Moda Health/Delta Dental, as well as the Medical Expense Reimbursement Plan (MERP). The information provided within these pages is intended as a summary only, and does not fully describe COBRA continuation coverage or other rights which may be available to you.

Following a loss of coverage triggered by a COBRA qualifying event, a COBRA notice with pricing and enrollment information is automatically sent to the home address of the employee, retiree and/or dependent. You should carefully read the full notice, pay attention to the specified deadlines, and follow the instructions provided if you wish to elect COBRA continuation coverage. We recommend you keep this notice as a reference tool to use during your election period. If you elect COBRA, you should keep this notice during your entire participation period, since it contains important information you may need to know during your COBRA participation.

If you have additional questions concerning COBRA or your rights to coverage, you should contact

State and local government employees seeking more information about rights under Public Health Service Act (PHSA), including COBRA, the Health Insurance Portability and Accountability Act (HIPAA), and other laws affecting group health plans, should visit the HHS-CMS website.

COBRA Related Documents