COBRA Open Enrollment

Open Enrollment is here!

This is your opportunity to:

1. Change your medical or dental plan.
2. Add or remove family members.

Plan Comparison Charts for 2025

• 2025 Medical Plan Comparison (137.09 KB)
• 2025 Dental Plan Comparison (849.59 KB)

2025 Medical/Dental Costs

• 2025 COBRA Medical and Dental Costs (78.41 KB)

If you are enrolled in COBRA, you will receive Open Enrollment forms from PacificSource Administrators

Medical and Dental Rate Updates

• Kaiser 10/20 Medical: 4.13% increase from last year's costs
• Kaiser Maintenance Medical: 4.13% increase from last year's costs
• Kaiser Dental 15: 0.9% increase from last year's costs
• Moda PPO 400 Medical: 10% increase from last year's costs
• Moda Major Medical: 10% increase from last year's costs
• Delta Dental 50: 4.6% increase from last year's costs
• Willamette Dental: 3% decrease from last year's costs

Benefit Changes for 2025

• Kaiser Medical Plans:
  • Bariatric surgery services may be performed as an inpatient or outpatient procedure. Previously limited to inpatient
  • Members without a designated primary care provider will automatically be assigned to a Kaiser Permanente primary care provider
• Kaiser Dental Plan:
  • The custom lab-made night guard benefit is changing from a 10% coinsurance to a 35% coinsurance (member pays), limited to one custom lab-made night guard every five years. Kaiser offers a high-quality over the counter night guard option for members at $20 per night guard
• Moda Medical Plans:
  • The Pharmacy Benefit Manager (PBM) is changing from WellDyne to Moda
    • NOTE: CVS pharmacies are not included on this plan.
    • Learn more about this change.
  • Insulin maximum cost share is decreased from $85 to $35 per 30 day supply and from $255 to $105 per 90 day supply
  • Colonoscopy, including polyp removal, is covered for members age 45 and over as preventive care (100%) as recommended by their provider. Previously limited to every 10 years
• Moda Delta Dental Plan:
  • Sedation Services are now covered under restorative benefits at 80% for members with intellectual or developmental disabilities
• Willamette Dental Plan:
  • No changes

Questions?