Open Enrollment for Dentists

Plan Comparison Charts for 2020

2020 Medical Plan Comparison Chart (pdf)

2020 Dental Plan Comparison Chart (pdf)

2020 Medical/Dental Costs

These are the amounts taken from your paycheck every pay period.

2020 Medical/Dental Plan Costs for Dentists (pdf)

Plan Changes for 2020

New Medical Plans: Kaiser 10/20 & Moda PPO 400

Kaiser 10/20 plan replaces Kaiser plan.

• Copay changes:
  • Specialist visits - $20 (was $10)
  • Urgent care - $30 (was $10).
  • Inpatient Hospital - $50 per day up to $250 max per admission (was $0).
  • Outpatient surgery - $25 (was $10).
  • Brand prescriptions - $20 (was $10)
• Kaiser 10/20 Summary of Benefits and Coverage (pdf)
• Kaiser Medical Changes Side-by-Side Comparison (pdf).

Moda PPO 400 plan replaces Moda Platinum plan.

• Annual deductible now $400 per individual up to $1,200 max per family (was $300/$900).
• Max out-of-pocket costs increasing to $2,000 individual up to $6,000 max for family (was $1,900/$5,700).
• Cost changes for in-network, non-preventive care office visits (new structure):
  • Now members do not need to pay coinsurance costs or meet deductible for these visits, only copays (unless additional services provided).
  • Primary Care copay: $20
  • Specialist copay: $40
• Chronic Condition Management benefit:
  • No deductible or office visit copays for certain chronic conditions:
    • Asthma, diabetes, heart disease, high cholesterol and high blood pressure.
    • Mental health and chemical dependency.
• Moda 400 Summary of Benefits and Coverage (pdf)
• Moda Medical Changes Side-by-Side Comparison (pdf)

New Dental Plans: Kaiser Dental 15 & Delta Dental 50

Kaiser Dental 15 replaces Kaiser Dental.

• Office visit copay: $15, including Orthodontia visits (was $10).
• Kaiser Dental Changes Side-by-Side Comparison (pdf).

Delta Dental 50 replaces Delta Dental

• Annual deductible increasing to $50 per individual up to $150 maximum for family (was $25/$75).
• Annual maximum plan benefit increasing to $2,000 per individual (was $1,500).
• Delta Dental Changes Side-by-Side Comparison (pdf)

Premium Cost Changes

• Kaiser 10/20 Medical: -1%
• Kaiser Maintenance: +4.8%
• Kaiser Dental 15: -1.5%, and your cost share increased +2.0%.

• Moda PPO 400: -0.6%
• Moda Major Medical: +2.2%
• Delta Dental 50: +5.4%, and your cost share increased +2.0%

• Willamette Dental: 3.9%, but your cost share increased +2.0%.

Kaiser Medical Plan Changes:

• Out of area care: In areas without Kaiser affiliates, member can get prescriptions and office visits at CVS Minute Clinics.

Moda Medical Plan Changes:

• Moda has partnered with TruHearing for hearing aid discounts. Call TruHearing to make an appointment.

Kaiser Dental Plan Changes:

• Limited Implant Coverage: Covers up to $2,000 toward an implant, which can cost $5,000-$6,000 at Kaiser.  One implant is covered every 5 years.

Willamette Dental Plan Changes:

• Limited Implant Coverage: Covers up to $1,500 toward implant surgery and post placement, limited to one surgery per year.  Surgery cost is approximately $2,500. 

Delta Dental Plan Changes:

• Dentists will be covered providers to administer immunizations within the scope of their license.

Improved Short and Long Term Disability Insurance

• Short Term Disability

  • Now provides 60% of your weekly salary up to a max $1,500 per week (was only $700) if on leave for more than 30 days due to your own disability.

• Long Term Disability

  • Now provides 60% of your monthly salary now up to max $6,000 per month (was only $4,000) if on leave for more than 90 days due to your own disability.

Increased Basic Life Insurance

• Now County-paid Basic Life Insurance will be 1 x your annual salary up to $250,000 (was only up to $50,000).
  • You'll see a minimal tax impact due to this increase on your paychecks.

Increase your Supplemental Life Insurance

• If you have less than $200,000 Supplemental life insurance you have an opportunity during open enrollment to increase your own coverage without providing medical information.
  • Only applies for up to $30,000 more than you have now to a total of $200,000.
  • Enroll during Open Enrollment in Workday beginning 10/30/19.
• You can apply for Supplemental Life insurance at any time throughout the year up to $500,000, but must supply medical information for approval.

Flexible Spending Accounts: MERP/DCAP/TRP

• Medical Expense FSA maximum increasing to $2,700 per year.
• TRP Transit maximum increasing to $165 per month.
• TRP Parking maximum increasing to $265 per month.

More Information

• Check your current benefits in the Workday Benefits application. 
• You must submit changes by November 20th.