Open Enrollment for 2027 occurs 10/20/2026 - 11/06/2026
Open enrollment starts shortly after 8am on Tuesday 10/20/26 and closes at 11:59pm on Friday, 11/06/26. Changes made during this period are effective on 01/01/2027, so we refer to this period as “Open Enrollment 2027.” This page is updated several times between September and October, before open enrollment begins.
Be Ready for Open Enrollment!
Review your current benefit enrollments and dependent information in your Workday Benefits & Pay Application.
Review your dependent enrollment on all plans. They can differ! If you currently have non-eligible dependents enrolled in your plans due to divorce, ending a domestic partnership, or other reason, contact us now for removal.
How to Get Information About Open Enrollment
Bookmark this page.
We release information about Open Enrollment as details are confirmed with unions and vendors, usually starting in September.
Pay Attention in Workday and to the Wednesday Wire.
We have announcements in the Wednesday Wire during October and November to keep you updated on when Open Enrollment opens and closes. In addition, Workday will display a banner for open enrollment while it’s open.
Set a calendar reminder or schedule send an email to your future self!
Depending on when you’re reviewing this page, open enrollment may be far away. It’s always a good idea to set a calendar reminder, or to schedule send an email to yourself during open enrollment so you don’t miss it!. (U Learn: Google)
Plan and Rate Changes for 2027
Moda Medical – State Regulatory Changes
- Follow-up diagnostic testing needed after abnormal cervical cancer screening results to fully evaluate for potential cancer will be covered at no cost share.
- Redefines "covered doula" as one certified by, and registered with, OHA. Doulas that are not certified and registered with the OHA will not be covered in the 2027 plan year.
Moda Medical – Benefit Changes
- Some compounded medications may need to be filled at a Moda-designated compounding pharmacy to be covered.
Moda Delta Dental – Benefit Changes
- Coverage for additional cleaning while pregnant no longer needs to occur during the 3rd trimester. The additional cleaning can be performed any time during the pregnancy.
Plans with no significant changes:
- Kaiser Medical
- Kaiser Dental
- Willamette Dental
| Rate increases - effective 01/01/27 | |
|---|---|
| Medical Plans | |
| Kaiser 10/20 Medical Plan (includes vision) | 7% increase |
| Kaiser Maintenance Plan (includes vision) | 7% increase |
| Moda PPO 400 Plan (includes vision through VSP) | 6.8% increase |
| Moda Major Medical Plan (does not include vision) | 6.8% increase |
| Dental Plans | |
| Kaiser Dental 15 | 5.6% increase |
| Moda Delta Dental 50 | no change |
| Willamette Dental | 7.4% increase |
Flexible Spending Account (FSA) Plans
The IRS has not yet announced increases to FSA plan maximum and minimum enrollments or rollover amounts.
| Remember: you must re-enroll every year to continue participating! |
|---|
The Medical Expense FSA Account can be used for qualifying medical, dental, and vision care expenses.
The Dependent Care Assistance Plan (DCAP) can be used to pay for childcare expenses such as preschool, before or after school programs, and elder daycare.
The Transportation Reimbursement Plan (TRP) can be used to pay for eligible commuting expenses to/from work (two types of TRPs are available; one for parking and one for transit). Note: TRP expenses must be reimbursed within 180 days of when they are incurred.
| FSA Type | Debit Card? | Use it or Lose it?* | Year-End Rollover? | Mid-Year Changes | Yearly Min Enrollment | Yearly Max Enrollment |
|---|---|---|---|---|---|---|
| Medical | Yes | Yes* | 2026-2027: $680 | VERY Limited, within 60 days of qualifying life event** | $240 | $3,400 |
| DCAP (Dependent Care) | No | Yes | No | Some limits; within 60 days of commensurate change in need/cost | - | $7,500 |
| TRP-Parking | Yes | No | Yes - All | Up to once per month | $340 | $4,080 |
| TRP-Transit | Yes | No | Yes - All | Up to once per month | $240 | $2,880 |
* "Use it or lose it" refers to whether funds (over the rollover amount for medical expenses) are forfeit at the end of the plan year if not spent. If you lose benefit eligibility mid-year, please contact us for adjusted timelines.
**Qualifying life events for the Medical FSA are generally limited to recent changes in family structure or losses of other coverage. New diagnoses and changes in medical expenses are not qualifying events.
Supplemental Life Insurance
You can apply for supplemental life insurance at any time! However, if you have an existing supplemental life policy under $200k, you have a special opportunity during open enrollment to increase your coverage by $10k, $20k, or $30k - up to the $200k maximum without needing to complete a medical form (EOI).
Resource: Supplemental Life Insurance.
Beneficiaries
Beneficiaries can be updated at any time. Let us know if you need help making updates in Workday and review our Beneficiary Resource Guide.