Plan Comparison Charts for 2021

2021 Medical Plan Comparison Chart (pdf)

2021 Dental Plan Comparison Chart (pdf)

2021 Medical/Dental Costs

These are the amounts taken from your paycheck every pay period.

2021 Medical/Dental Plan Costs for MCCDA Employees (pdf)

Premium Cost Changes

  • Kaiser 10/20 Medical: +7.7% increase from last years costs
  • Kaiser Maintenance Medical: +7.7%
  • Kaiser Dental 15: 0% same cost as last year
  • Moda PPO 400 Medical: +8.6%
  • Moda Major Medical: +8.6%
  • Delta Dental 50: +4.7%
  • Willamette Dental: 0% same cost as last year

Kaiser Medical Plan Changes:

  • Insulin: Cost of insulin is not subject to the deductible and will not exceed $100 per 30-day supply.
  • Continuous glucose monitors are now covered under durable medical equipment.
  • Infertility treatments now apply to your Out-of-Pocket Maximum.

Moda Medical Plan Changes:

  • Infusion therapy now only covered at preferred treatment centers as directed by new service: MagellanRx.

Dental Plan Changes:

  • No significant plan changes for any of our dental plans.

Optional Short Term Disability Insurance Cost Increases

  • The cost of the Optional Short Term Disability and Buy-Up plans are going up by +29%.
  • If you are enrolled, check your new cost in your Open Enrollment event in Workday.

Increase your Supplemental Life Insurance

  • If you have less than $200,000 Supplemental life insurance you have an opportunity during open enrollment to increase your own coverage without providing medical information.
    • Only applies for up to $30,000 more than you have now to a total of $200,000.
    • Enroll during Open Enrollment in Workday.
  • You can apply for Supplemental Life insurance at any time throughout the year up to $500,000, but must supply medical information for approval.

Flexible Spending Accounts: MERP/DCAP/TRP

  • Medical Expense FSA maximum increasing to $2,750 per year.
  • New MERP rollover amount of $550 (began in 2020).
  • TRP Transit maximum increasing to $170 per month.
  • TRP Parking maximum increasing to $270 per month.

More Information